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¡Créditos productivos y apoyo a nuestros Asociados que nos benefician a todos!
Desde el 2014 iniciamos operaciones de colocación con fondos de Banca para el Desarrollo brindándole una nueva opción de financiamiento mucho más accesible a nuestros Asociados. Somos acreditados para colocación en segundo piso.
Coopronaranjo R.L. hace un esfuerzo cada año para colocar recursos de financiamientos aptos para el productor.
Desde que se inició la apertura de la línea de crédito los esfuerzos se han enfocado en la mejor utilización de recursos para los pequeños productores de café.
MODELOS DE FINANCIAMIENTO
INFRAESTRUCTURA PARA CAFETALES
•Crédito ajustado a la inversión física necesaria.
•Incluye construcción de cualquier activo fijo destinado únicamengte para la actividad cafetalera.
•Desembolsos programados según requerimiento específico.
•Asistencia técnicas especializadas.
ASISTENCIA PARA CAFETALES
•Montos aprobados en efectivo (capital de trabajo).
•Montos aprobados para compra de insumos agrícolas.
• Asistencias técnicas especializadas.
•El monto a financiar se calcula con el promedio de las últimas dos cosechas.
•Incluye equipo y herramienta agrícola.
•Gastos legales y peritajes se cancelan aparte.
•Crédito ajustado al área específica a renovar.
•Almácigo debe ser certificado por s.f.e.
•Almácigo propio debe ser valorado desde etapa inicial por d.t.a.
•Desembolsos programados del 70% primer año y 30% segundo año.
•Asistencias técnicas especializadas.
EQUIPO DE RIEGO PARA CAFETALES
•Podemos incluir la inversión para estudios y permisos para la concesión de aguas.
•Incluye todo lo necesario para la implementación del equipo de riego ya sea por aspersión o por goteo.
•Desembolsos programados según requerimientos específico.
•Asistencias técnicas especializadas.
